Some locations are easier/cheaper to ride than others, apparently. Here in Connecticut, USA, my insurance costs about $110/year for property and bodily injury liability only (including passenger coverage) with $500k limit (on 650s). My bro has many more bikes registered than my two and claims to pay under $40/year each. Not sure of coverage he maintains. No titles issued or required on vehicles older than 1985. No mechanical vehicle inspections required for registration or at any other time (unless bought out of state I think, then it's just a VIN check, not mechanical inspection). Helmets optional (yeah, I always wear one). I've even "imported" several Canadian bikes, no title, just a previous owner registration copy. Yeah yeah, I know we also have the highest electricity costs in the continental US and high taxes, but that is a different subject. But to offset that I made a DMV appointment to transfer a bike registration, got one for next day 10 miles away, can't beat that with a stick!